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Credit Counseling
Within 180 days before you file a bankruptcy petition, you must (with some exceptions) receive an individual or group briefing from an approved counseling agency which explains the opportunities available and helps you perform a budget analysis.
The Court maintains a list of those agencies approved.
Here are several options:
If you have on-line access you can go to
PersonalFinanceEducation.com
or
startfreshtoday.com
You can also try
CricketDebt.com
or any of the following
Consumer Credit Counseling Service of Greater Atlanta, Inc.
100 Edgewood Avenue
Suite 1800
Atlanta, GA 30303
800-251-2227
In Person (not available in all judicial districts), Telephonic and Internet
Consumer Credit Counseling Service of NH & VT
105 Loudon Road, Bldg. #1
Concord, NH 03301
800-327-6778
www.cccsnh-vt.org
In Person, and Telephonic
Garden State Consumer Credit Counseling, Inc.
225 Willowbrook Road
Freehold, NJ 07728
877-892-4557
In Person (may not be available in all judicial districts) & Telephonic
Institute for Financial Literacy, Inc.
449 Forest Avenue
Suite 12
Portland, ME 04101
866-662-4932
Telephonic & Internet
Money Management International Inc.
9009 West Loop South
7th Floor
Houston, TX 77096-1719
877-918-2227
In Person (not available in all judicial districts), Telephonic and Internet
Springboard Nonprofit Consumer Credit Management Inc.
4351 Latham Street
Riverside, CA 92501
800-947-3752
In Person (not available in all judicial districts), Telephonic and Internet
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