(800) 863-2818

  Kathleen Walls

Credit counseling

Within 180 days before you file a bankruptcy petition, you must (with some exceptions) receive an individual or group briefing from an approved counseling agency which explains the opportunities available and helps you perform a budget analysis. The Court maintains a list of those agencies approved. As of February 1 2006 they are the following:

Start Fresh
startfreshtoday.com

Consumer Credit Counseling Service of Greater Atlanta, Inc.
100 Edgewood Avenue
Suite 1800
Atlanta, GA 30303
800-251-2227
In Person (not available in all judicial districts), Telephonic and Internet

Consumer Credit Counseling Service of NH & VT
105 Loudon Road, Bldg. #1
Concord, NH 03301
800-327-6778
www.cccsnh-vt.org
In Person, and Telephonic

Garden State Consumer Credit Counseling, Inc.
225 Willowbrook Road
Freehold, NJ 07728
877-892-4557
In Person (may not be available in all judicial districts) & Telephonic

Institute for Financial Literacy, Inc.
449 Forest Avenue
Suite 12
Portland, ME 04101
207-879-0389
Telephonic & Internet

Money Management International Inc.
9009 West Loop South
7^th Floor
Houston, TX 77096-1719
877-918-2227
In Person (not available in all judicial districts), Telephonic and Internet

Springboard Nonprofit Consumer Credit Management Inc.
4351 Latham Street
Riverside, CA 92501
800-947-3752
In Person (not available in all judicial districts), Telephonic and Internet